Health Savings Account (HSA)

Promote Health. Create Wealth.

2014 HSA Contribution Limits

The 2014 amounts for HSA qualified plans are as follows:

  • Annual contributions to an HSA may not exceed $3,300 for self-only coverage and $6,550 for family coverage (individuals age 55 or older may make additional catch-up contributions of up to $1,000).
  • The annnual deductible for a qualified high-deductible health plan must be at least $1,250 for self-only coverage or $2,500 for family coverage.
  • The annual out-of-pocket limitations (deductibles, co-payments and co-insurance) may not exceed $6,350 for self-only coverage or $12,700 for family coverage.

2015 HSA Contribution Limits

The 2015 amounts for HSA qualified plans are as follows:

  • Annual contributions to an HSA may not exceed $3,350 for self-only coverage and $6,650 for family coverage (individuals age 55 or older may make additional catch-up contributions of up to $1,000).
  • The annnual deductible for a qualified high-deductible health plan must be at least $1,300 for self-only coverage or $2,600 for family coverage.
  • The annual out-of-pocket limitations (deductibles, co-payments and co-insurance) may not exceed $6,450 for self-only coverage or $12,900 for family coverage.

ISU continues our mission to provide the best insurance services and financial services to our clients and partners. ISU Financial Services is a privately owned, financial services organization dedicated to bringing quality solutions for consumer driven healthcare (CDHC) to the marketplace. ISU Financial Services delivers unprecedented functionality in on-demand solutions and provides you with everything you need to manage and administer CDHC.

ISU Financial Services provides cost competitive solutions, technology and excellence in customer service. We provide the highest quality of financial and investment choices.

ISU Financial Services creates significant value for individuals and companies who want to save on healthcare costs, streamline CDHC management and administration, manage efficiently and deliver the most responsive and effective solutions to their clients and employees. ISU Financial Services’ solutions have the highest level of interactivity, ease of use and customer satisfaction ratings. ISU Financial Services’ solutions are user friendly and require minimal training.

ISU Financial Services brings value to Individuals, Employers and Employees, Financial Institutions, TPAs, Insurance Companies, Insurance Brokers and Advisors. Our clients benefit from our suite of solutions for CDHC. ISU Financial Services increases employee adoption and satisfaction, manages overall benefit costs and delivers valuable tools that bring control and efficiency to human resources programs.

In the convergence of the financial and healthcare industries, ISU Financial Services can help to educate, navigate and guide you in your transition into CDHC. ISU Financial Services provides safe and reliable solutions that allow you to transition or expand your CDHC portfolio with confidence. Our solutions turn CDHC into financial insight.

One of ISU Financial Services’ many differentiators in the market is that we can address any needs of our clients and partners through our flexible approach and quality product offerings.

ISU Financial Services is not an insurance broker nor do we provide insurance products. However when combined with ISU Insurance Services – one of the top private brokers in the nation since 1989 – together we can offer an unprecedented portfolio for health and wealth from One Responsible Source™ for your HSA, HDHP and other Insurance Services.